by admin | Mar 24, 2025 | cryptocurrency, cryptocurrency investing, financial markets, future of cryptocurrencies, investors
Over 600,000 Romanians invest in cryptocurrencies, according to Horia Gustă, president of the Association of Fund Administrators (AAF), quoted by
Economica.net
For comparison, the stock exchange counts merely 220,000 investors.
According to Horia Gustă, the primary barriers to attracting additional investors to regulated markets like BVB are the regulatory rules and insufficient financial literacy.
As traditional financial markets face extensive regulation from the European Union, cryptocurrency firms have operated with minimal oversight up until now, as he points out.
“The European market is highly regulated, making it impossible to see any advertisements for investment funds. These numerous regulations do not seem beneficial. In contrast, crypto operated without such rules and progressed significantly within just a few years,” stated the AAF president.
iulian@romania-insider.com
(Photo source:
Loft39studio/Dreamstime.com
)
by admin | Mar 23, 2025 | finance news, financial markets, investing, investing market news, investors
Inovasi Hidup Lebih Mudah dengan ID.CO.ID – JAKARTA.
Persepsi risiko investasi atau
Credit Default Swap
(CDS) jangka waktu lima tahun untuk Indonesia baru-baru ini menunjukkan peningkatan. Kondisi ini berlangsung seiring dengan goncangan yang mempengaruhi bursa saham dalam negeri.
Menurut informasi dari situs World Government Bonds, selisih risiko kredit atau CDS jangka waktu lima tahun untuk Indonesia pada minggu tersebut (23/3) adalah 91,66. Nilai ini mengalami peningkatan sebesar 11,08% dibandingminggu-minggu sebelumnya. Selain itu, CDS Indonesia juga menunjukkan kenaikan yaitu 28,82% dalam satu bulan terakhir serta 30,76% dalam enam bulan belakangan.
Pakar Pasar Keuangan dan juga Direktur Avere Investama Teguh Hidayat mengatakan bahwa meningkatnya sentimen risiko dalam berinvestasi disebabkan oleh arus dana asing yang melimpah keluar dari beberapa segmen seperti saham, surat utang, serta bidang usaha nyata. Misalnya saja, para investor luar negeri telah melakukan pencatatan di pasar modal.
net foreign
sel
L dari perdagangan di bursa efek Indonesia mencapaiRp 33,2 triliun secara total.
year to date
(hingga saat ini) sampai tanggal 21 Maret 2025.
Keluarnya modal asing dapat dipicu oleh sejumlah alasan, baik internal maupun external. Beberapa penyebab utamanya meliputi kebijakan tariff dari Presiden AS Donald Trump yang mengacaukan situasi geopolitik global, resesi hubungan Israel dan Palestina yang bangkit lagi, serta masalah politik di Turki sehingga merosotnya indeks pasar saham negeri itu.
Techno9 Indonesia (NINE) Selamatkan Dana Besar dari Pebisnis Singapura
Meskipun demikian, Teguh berpendapat bahwa elemen luar negeri kurang memiliki dampak signifikan terhadap para pemodal asing yang beroperasi di Indonesia. Sebalinya, para pemodal tersebut cenderung khawatir tentang situasi dalam negeri yang dipenuhi ketidakjelasan.
Baru-baru ini, pemerintahan menghadapi kritikan karena sejumlah keputusan terbaru mereka yang memicu demonstrasi besar-besaran dalam masyarakat. Sebagai contoh, pendirian Dewan Manajemen Investasi (DMI) Danantara telah menuai celaan akibat adanya dugaan bahwa hal itu membuka pintu bagi campur tangan urusan politik yang melibatkan para pejabat senior di lembaga tersebut.
Belum termasuk perdebatan seputar penyetujuan revisi UU Tentara Nasional Indonesia (TNI), yang menimbulkan kontroversi hingga memicu unjuk rasa di beberapa pusat kota utama. Arah gelombang protes bisa saja berulang saat pemerintah dan Dewan Perwakilan Rakyat (DPR) mulai merundingkanRUU Kepolisian Republik Indonesia (PolRI).
“Kebijakan-kebijakan kontroversial tersebut akhirnya menjadi perhatian bagi pers luar negeri. Melalui informasi itu, para investor asing menyadari situasi nyata yang berlangsung di Indonesia, membuat mereka khawatir untuk berinvestasi di sana dan pada akhirnya memilih untuk meninggalkannya secara sementara,” jelasnya, Minggu (23/3).
Analis pasar modal dari Universitas Indonesia yang bernama Budi Frensidy turut menyampaikan bahwa suasana politik di Indonesia sedang panas akhir-akhir ini setelah berbagai unjuk rasa terjadi sehubungan dengan perdebatan tentang keputusan pemerintahan. Ini tanpa raga akan mencerminkan persepsi risiko dalam bidang investasi di negara tersebut.
Di samping itu, Indeks CDS di Indonesia mengalami kenaikan akibat dari pemangkasan peringkat pasar modal domestik oleh dua institusi global, yaitu Morgan Stanley dan Goldman Sachs.
Kenaikan tingkat CDS di Indonesia akan memperberat pergerakan indeks harga saham gabungan (IHSG) dalam beberapa periode mendatang. Terlebih lagi, IHSG juga dipengaruhi oleh berbagai sentimen negatif yang muncul di kancah global.
“Tentu saja ini menjadi beban berat untuk IHSG, namun semoga hal tersebut tidak menyebabkan indeks jatuh di bawah level 6.000,” ujar Budi pada hari Minggu (23/3).
Walaupun terdapat risiko dari fluktuasi pasarnya tetap ada, Budi mengestimasikan bahwa Indeks Harga Saham Gabungan (IHSG) bisa bergerak hingga tingkat sekitar 6.400 pada akhir kuarter I tahun 2025. Sedangkan untuk akhir tahun ini sendiri, dia meramalkan IHSG akan berkisar antara 6.700 hingga 6.800.
Dia pun mengestimasi bahwa saham perusahaan yang bergerak di bidang perkebunan kelapa sawit serta sektor makanan memiliki potensi untuk terus bertambah nilainya hingga tahun 2025 asalkan harga tetap stabil.
Crude Palm Oil
(CPO) dunia tidak menunjukkan pola penurunan. “Perusahaan yang memiliki potensi untuk meningkatkan saham mereka atau paling tidak stabil mungkin adalah perusahaan yang telah melaksanakan tindakan korporasi.”
buyback
,” imbuhnya.
Sebaliknya, Teguh mengestimasikan bahwa IHSG tetap memiliki risiko untuk jatuh di bawah level saat ini. Kondisi itu mungkin akan terwujud apabila pemerintahan tidak segera melakukan evaluasi atas keputusan-keputusannya yang berkaitan dengan keyakinan para investormu asing, disertai dengan penurunan kesehatan ekonomi negara secara keseluruhan.
“Bukan mustahil IHSG dapat turun hingga level 5.000. Namun demikian, diharapkan pemerintah tak mengeluarkan keputusan yang ganjil, agar bursa saham bisa bangkit,” jelaskan Teguh.
Meskipun demikian, ia belum dapat memberi rekomendasi tentang saham unggulan pada saat ini karena keadaan pasarnya yang belum pasti. Akibatnya, para investor lebih baik melakukan pantauan sambil menunggu terlebih dahulu.
Ahli Ungkap Alasan Kenaikan Resiko Berinvestasi di Indonesia (CDS)
by admin | Dec 27, 2024 | investing, investing economy, investment strategies and advice, investors, stock market investment advice
INVESTING stands out as an exceptional method for both growing your finances and protecting your wealth. By putting money into investments, individuals can earn returns and acquire stakes in businesses that serve as a financial buffer when unexpected events demand immediate funds.
Moreover, making investments is an excellent strategy to allow idle funds to increase; essentially, this money expands over time with minimal effort, providing valuable passive income for the investor.
Nonetheless, the idea of investing is equally constrained by its primary element: risk. It might appear as though taking up investment necessitates a bold step forward, demanding resilience, insight, and bravery; however, many misconceptions and beliefs about it can potentially be dispelled through understanding its underlying principles. To decide whether plunging into an asset is justified despite the risks involved, investors should lean on their expertise and acumen.
That’s partly why certain individuals hesitate to invest; they fear losing funds without knowing whether those investments will yield returns. Yet, one of the captivating aspects of investing lies in how it challenges our assumptions and disrupts conventional practices—even unpredictable start-ups and innovative tech companies shake up traditional ways of conducting business. In such scenarios, investment can prove highly gratifying.
New investors might get discouraged when starting out, but they should remember that investing isn’t based on chance. Instead, it’s about employing strategic skills and thoughtful analysis to ensure that their choices can turn investment into a rewarding experience.
Based on insights from Ritchie Teo, the Chief Investment Officer at Sun Life Investment Management and Trust Corp., here are five key pieces of advice for newcomers who are considering diving into investments. These guidelines can also aid novice investors in managing risks and crafting their financial plans effectively.
Understand the fundamentals of investing
Initially, avoid entering an investment without careful consideration. According to Teo, this is the crucial point that newcomers must remember since it will provide them with insight into whether an asset deserves their financial commitment or not.
Having knowledge isn’t just about understanding the asset you’re investing in; it also involves grasping market trends that can influence whether your asset grows or loses value. This insight ultimately dictates what kind of returns an investor will see.
Prospective investors ought to familiarize themselves with basic concepts of investing, including understanding financial jargon, recognizing distinctions among various types of investments, and acquiring skills for effectively handling their money.
“Get familiar with the fundamentals of the funds or assets you plan to invest in. Educate yourself through reading books, finding a mentor, or joining online seminars about investing. Gaining this understanding can assist you in accurately assessing your risk tolerance,” according to Teo.
Always make sure to conduct thorough research to enhance your comprehension.
The initial advice connects to the subsequent guidance, which stresses performing thorough research every time investors explore a fresh investment opportunity. Frequently, because of accessible communication channels and platforms like social media, individuals can be swayed into investing without fully grasping what they’re committing to. This lack of understanding heightens the chance of financial loss.
As per Teo, this constitutes a significant error often committed by beginner investors. Driven by the apprehension of being left behind, these individuals hastily commit funds to an endeavor without thorough examination. Consequently, when such ventures falter, they may become even more hesitant to invest subsequently.
“Always remember that some individuals may showcase their achievements [on social media]. Avoid getting lured into following them recklessly out of FOMO (fear of missing out). Ensure you conduct thorough research as the consequences will solely affect you; they won’t be shared,” Teo emphasizes.
Ensure your investments align with your tolerance for risk.
Use the sleep mark examination to confirm that the risk can be controlled effectively.
Should thoughts of an impending investment keep you from sleeping well at night, this indicates that you might be assuming excessive risk. Consider reducing the size of your investment or opt for lower volatility options like fixed-income securities to better align with your acceptable level of risk,” said Teo.
After novice investors gain knowledge and confidence regarding the details and potential risks of their investments, it’s time to turn that preparation into practice. According to Teo, those just starting out with minimal capital should consider investing in diversified funds that have lower initial requirements and easy access. Doing so can assist them in building up their investment portfolios effectively.
Discover ways to handle both victories and defeats
Investing truly presents itself as an unpredictable domain due to shifts in market trends, economic conditions, and various societal elements. Success does not come guaranteed every time; hence, newcomers should embrace losses as opportunities for learning instead.
“Nobody will consistently win every trade they make. The key is learning from each transaction you engage in. With increased experience, your tolerance for risk and mental fortitude will naturally expand,” asserts Teo.
Investing can be an enriching yet daunting endeavor, however, it doesn’t necessarily harm your psychological or economic well-being. By acquiring proper understanding, assessing your tolerance for risk, and committing effort and hard work, investing isn’t just a way to alleviate monetary troubles; it’s also about celebrating triumph over obstacles encountered along the path toward achieving your goals.
Begin investing at the earliest opportunity possible.
Starting investments at an earlier stage provides multiple advantages that can shape someone’s financial destiny. When people invest sooner rather than later, they allow their funds greater duration to grow through compounding, which may result in significantly higher earnings.
Moreover, beginning early offers the chance to capitalize on market ups and downs and bounce back from potential losses, thereby lowering total risk. This approach also fosters consistent saving practices and fiscal discipline, establishing a solid base for accumulating wealth over time.
Eager to begin your investment journey? Discover more about Sun Life Investment Management and Trust Corp.’s offerings by paying them a visit.
www.sunlife.co/SLIMTC
