by admin | Mar 23, 2025 | economics, financial markets, investing, investing market news, news
Tips Efektif Mengelola Akun di ID.CO.ID – JAKARTA
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Indeks Harga Saham Gabungan (IHSG) mengalami penurunan dan menutup minggu dengan hasil negatif, jatuh 1,94% atau setara 123 poin menjadi level 6.258,17 pada hari Jumat (21/3). Selama seminggu terakhir, IHSG mencatatkan penurunan sebesar 3,95%.
Alrich Paskalis, seorang penasihat investasi dari Phintraco Sekuritas, mengatakan bahwa pasar tetap optimis akan ‘pengobatan’ yang ditawarkan oleh pemerintah Indonesia guna meningkatkan keyakinan para pemain di pasar modal dalam negeri.
“Pekan mendatang, para investor akan mengawasi data ekonomi Amerika Serikat (AS) per tanggal 25 Maret, yang mungkin berdampak pada keputusan Federal Reserve, seperti kemungkinan penurunan tingkat suku bunganya di tahun 2025,” jelas Alrich kepada Lifehack My ID pada tanggal 23 Maret.
Dia menyebutkan pula bahwa dari dalam negeri sendiri, aturan OJK yang mengizinkan tersebut menjadi faktor penting.
buyback
Tanpa melalui RUPS, proses tersebut masih membutuhkan beberapa saat sebelum memberi dampak yang signifikan terhadap IHSG.
Alrich memprediksi IHSG pada Senin (24/3) akan bergerak fluktuatif di rentang 6.100–6.370 menjelang libur panjang. Pergerakan ini dipengaruhi aksi ambil untung serta sentimen pasar terhadap data ekonomi global dan kebijakan The Fed.
Usai Trading Halt, IHSG Kembali Jadi Indeks Paling Bontot di ASEAN Pekan Ketiga Maret
Pada saat yang sama, analis dari RHB Sekuritas Indonesia, Muhammad Wafi mengatakan bahwa sentimen luar negeri seperti ketidakpastian resesi di Amerika Serikat memberikan tekanan besar kepada Indeks Harga Saham Gabungan (IHSG). Hal ini tercermin dalam penurunan nilai komoditas serta perubahan arah beberapa saham milik grup bisnis besar.
“Sentimen dalam negeri memiliki sejumlah keraguan mengenai masalah politik, khususnya tentang penyetujuan Rancangan Undang-Undang Tentara Nasional Indonesia yang telah mendorong adanya protes, oleh karena itu banyak investor sedang memantau perkembangan ini,” jelas Wafi.
Dia mengatakan bahwa IHSG minggu depan diprediksi sepi, karena banyak investor yang melakukan pencairan aset menjelang masa liburan panjang. Dengan sedikit aktivitas perdagangan, indeks kemungkinan besar tertekan, sesuai dengan pendapat mereka.
wait and see
permintaan pasar dalam menghadapi kondisi ekonomi baik global maupun lokal.
Wafi meramalkan bahwa Indeks Harga Saham Gabungan (IHSG) pada hari Senin (24/3) akan berosilasi antara level 6.150 hingga 6.300. Dia menyarankan untuk fokus pada emiten-emiten dari sektor industri dan manufaktur yang masih tergolong undervalued, misalnya saja PT Astra Internasional Tbk (ASII), dengan estimasi potensi mencapai harga Rp 5.000 per saham.
Inilah Sentimen yang Akan Membayangi IHSG di Minggu Terakhir Sebelum Cuti Lebaran
by admin | Mar 23, 2025 | finance news, financial markets, investing, investing market news, investors
Inovasi Hidup Lebih Mudah dengan ID.CO.ID – JAKARTA.
Persepsi risiko investasi atau
Credit Default Swap
(CDS) jangka waktu lima tahun untuk Indonesia baru-baru ini menunjukkan peningkatan. Kondisi ini berlangsung seiring dengan goncangan yang mempengaruhi bursa saham dalam negeri.
Menurut informasi dari situs World Government Bonds, selisih risiko kredit atau CDS jangka waktu lima tahun untuk Indonesia pada minggu tersebut (23/3) adalah 91,66. Nilai ini mengalami peningkatan sebesar 11,08% dibandingminggu-minggu sebelumnya. Selain itu, CDS Indonesia juga menunjukkan kenaikan yaitu 28,82% dalam satu bulan terakhir serta 30,76% dalam enam bulan belakangan.
Pakar Pasar Keuangan dan juga Direktur Avere Investama Teguh Hidayat mengatakan bahwa meningkatnya sentimen risiko dalam berinvestasi disebabkan oleh arus dana asing yang melimpah keluar dari beberapa segmen seperti saham, surat utang, serta bidang usaha nyata. Misalnya saja, para investor luar negeri telah melakukan pencatatan di pasar modal.
net foreign
sel
L dari perdagangan di bursa efek Indonesia mencapaiRp 33,2 triliun secara total.
year to date
(hingga saat ini) sampai tanggal 21 Maret 2025.
Keluarnya modal asing dapat dipicu oleh sejumlah alasan, baik internal maupun external. Beberapa penyebab utamanya meliputi kebijakan tariff dari Presiden AS Donald Trump yang mengacaukan situasi geopolitik global, resesi hubungan Israel dan Palestina yang bangkit lagi, serta masalah politik di Turki sehingga merosotnya indeks pasar saham negeri itu.
Techno9 Indonesia (NINE) Selamatkan Dana Besar dari Pebisnis Singapura
Meskipun demikian, Teguh berpendapat bahwa elemen luar negeri kurang memiliki dampak signifikan terhadap para pemodal asing yang beroperasi di Indonesia. Sebalinya, para pemodal tersebut cenderung khawatir tentang situasi dalam negeri yang dipenuhi ketidakjelasan.
Baru-baru ini, pemerintahan menghadapi kritikan karena sejumlah keputusan terbaru mereka yang memicu demonstrasi besar-besaran dalam masyarakat. Sebagai contoh, pendirian Dewan Manajemen Investasi (DMI) Danantara telah menuai celaan akibat adanya dugaan bahwa hal itu membuka pintu bagi campur tangan urusan politik yang melibatkan para pejabat senior di lembaga tersebut.
Belum termasuk perdebatan seputar penyetujuan revisi UU Tentara Nasional Indonesia (TNI), yang menimbulkan kontroversi hingga memicu unjuk rasa di beberapa pusat kota utama. Arah gelombang protes bisa saja berulang saat pemerintah dan Dewan Perwakilan Rakyat (DPR) mulai merundingkanRUU Kepolisian Republik Indonesia (PolRI).
“Kebijakan-kebijakan kontroversial tersebut akhirnya menjadi perhatian bagi pers luar negeri. Melalui informasi itu, para investor asing menyadari situasi nyata yang berlangsung di Indonesia, membuat mereka khawatir untuk berinvestasi di sana dan pada akhirnya memilih untuk meninggalkannya secara sementara,” jelasnya, Minggu (23/3).
Analis pasar modal dari Universitas Indonesia yang bernama Budi Frensidy turut menyampaikan bahwa suasana politik di Indonesia sedang panas akhir-akhir ini setelah berbagai unjuk rasa terjadi sehubungan dengan perdebatan tentang keputusan pemerintahan. Ini tanpa raga akan mencerminkan persepsi risiko dalam bidang investasi di negara tersebut.
Di samping itu, Indeks CDS di Indonesia mengalami kenaikan akibat dari pemangkasan peringkat pasar modal domestik oleh dua institusi global, yaitu Morgan Stanley dan Goldman Sachs.
Kenaikan tingkat CDS di Indonesia akan memperberat pergerakan indeks harga saham gabungan (IHSG) dalam beberapa periode mendatang. Terlebih lagi, IHSG juga dipengaruhi oleh berbagai sentimen negatif yang muncul di kancah global.
“Tentu saja ini menjadi beban berat untuk IHSG, namun semoga hal tersebut tidak menyebabkan indeks jatuh di bawah level 6.000,” ujar Budi pada hari Minggu (23/3).
Walaupun terdapat risiko dari fluktuasi pasarnya tetap ada, Budi mengestimasikan bahwa Indeks Harga Saham Gabungan (IHSG) bisa bergerak hingga tingkat sekitar 6.400 pada akhir kuarter I tahun 2025. Sedangkan untuk akhir tahun ini sendiri, dia meramalkan IHSG akan berkisar antara 6.700 hingga 6.800.
Dia pun mengestimasi bahwa saham perusahaan yang bergerak di bidang perkebunan kelapa sawit serta sektor makanan memiliki potensi untuk terus bertambah nilainya hingga tahun 2025 asalkan harga tetap stabil.
Crude Palm Oil
(CPO) dunia tidak menunjukkan pola penurunan. “Perusahaan yang memiliki potensi untuk meningkatkan saham mereka atau paling tidak stabil mungkin adalah perusahaan yang telah melaksanakan tindakan korporasi.”
buyback
,” imbuhnya.
Sebaliknya, Teguh mengestimasikan bahwa IHSG tetap memiliki risiko untuk jatuh di bawah level saat ini. Kondisi itu mungkin akan terwujud apabila pemerintahan tidak segera melakukan evaluasi atas keputusan-keputusannya yang berkaitan dengan keyakinan para investormu asing, disertai dengan penurunan kesehatan ekonomi negara secara keseluruhan.
“Bukan mustahil IHSG dapat turun hingga level 5.000. Namun demikian, diharapkan pemerintah tak mengeluarkan keputusan yang ganjil, agar bursa saham bisa bangkit,” jelaskan Teguh.
Meskipun demikian, ia belum dapat memberi rekomendasi tentang saham unggulan pada saat ini karena keadaan pasarnya yang belum pasti. Akibatnya, para investor lebih baik melakukan pantauan sambil menunggu terlebih dahulu.
Ahli Ungkap Alasan Kenaikan Resiko Berinvestasi di Indonesia (CDS)
by admin | Dec 27, 2024 | investing, investing economy, investment strategies and advice, investors, stock market investment advice
INVESTING stands out as an exceptional method for both growing your finances and protecting your wealth. By putting money into investments, individuals can earn returns and acquire stakes in businesses that serve as a financial buffer when unexpected events demand immediate funds.
Moreover, making investments is an excellent strategy to allow idle funds to increase; essentially, this money expands over time with minimal effort, providing valuable passive income for the investor.
Nonetheless, the idea of investing is equally constrained by its primary element: risk. It might appear as though taking up investment necessitates a bold step forward, demanding resilience, insight, and bravery; however, many misconceptions and beliefs about it can potentially be dispelled through understanding its underlying principles. To decide whether plunging into an asset is justified despite the risks involved, investors should lean on their expertise and acumen.
That’s partly why certain individuals hesitate to invest; they fear losing funds without knowing whether those investments will yield returns. Yet, one of the captivating aspects of investing lies in how it challenges our assumptions and disrupts conventional practices—even unpredictable start-ups and innovative tech companies shake up traditional ways of conducting business. In such scenarios, investment can prove highly gratifying.
New investors might get discouraged when starting out, but they should remember that investing isn’t based on chance. Instead, it’s about employing strategic skills and thoughtful analysis to ensure that their choices can turn investment into a rewarding experience.
Based on insights from Ritchie Teo, the Chief Investment Officer at Sun Life Investment Management and Trust Corp., here are five key pieces of advice for newcomers who are considering diving into investments. These guidelines can also aid novice investors in managing risks and crafting their financial plans effectively.
Understand the fundamentals of investing
Initially, avoid entering an investment without careful consideration. According to Teo, this is the crucial point that newcomers must remember since it will provide them with insight into whether an asset deserves their financial commitment or not.
Having knowledge isn’t just about understanding the asset you’re investing in; it also involves grasping market trends that can influence whether your asset grows or loses value. This insight ultimately dictates what kind of returns an investor will see.
Prospective investors ought to familiarize themselves with basic concepts of investing, including understanding financial jargon, recognizing distinctions among various types of investments, and acquiring skills for effectively handling their money.
“Get familiar with the fundamentals of the funds or assets you plan to invest in. Educate yourself through reading books, finding a mentor, or joining online seminars about investing. Gaining this understanding can assist you in accurately assessing your risk tolerance,” according to Teo.
Always make sure to conduct thorough research to enhance your comprehension.
The initial advice connects to the subsequent guidance, which stresses performing thorough research every time investors explore a fresh investment opportunity. Frequently, because of accessible communication channels and platforms like social media, individuals can be swayed into investing without fully grasping what they’re committing to. This lack of understanding heightens the chance of financial loss.
As per Teo, this constitutes a significant error often committed by beginner investors. Driven by the apprehension of being left behind, these individuals hastily commit funds to an endeavor without thorough examination. Consequently, when such ventures falter, they may become even more hesitant to invest subsequently.
“Always remember that some individuals may showcase their achievements [on social media]. Avoid getting lured into following them recklessly out of FOMO (fear of missing out). Ensure you conduct thorough research as the consequences will solely affect you; they won’t be shared,” Teo emphasizes.
Ensure your investments align with your tolerance for risk.
Use the sleep mark examination to confirm that the risk can be controlled effectively.
Should thoughts of an impending investment keep you from sleeping well at night, this indicates that you might be assuming excessive risk. Consider reducing the size of your investment or opt for lower volatility options like fixed-income securities to better align with your acceptable level of risk,” said Teo.
After novice investors gain knowledge and confidence regarding the details and potential risks of their investments, it’s time to turn that preparation into practice. According to Teo, those just starting out with minimal capital should consider investing in diversified funds that have lower initial requirements and easy access. Doing so can assist them in building up their investment portfolios effectively.
Discover ways to handle both victories and defeats
Investing truly presents itself as an unpredictable domain due to shifts in market trends, economic conditions, and various societal elements. Success does not come guaranteed every time; hence, newcomers should embrace losses as opportunities for learning instead.
“Nobody will consistently win every trade they make. The key is learning from each transaction you engage in. With increased experience, your tolerance for risk and mental fortitude will naturally expand,” asserts Teo.
Investing can be an enriching yet daunting endeavor, however, it doesn’t necessarily harm your psychological or economic well-being. By acquiring proper understanding, assessing your tolerance for risk, and committing effort and hard work, investing isn’t just a way to alleviate monetary troubles; it’s also about celebrating triumph over obstacles encountered along the path toward achieving your goals.
Begin investing at the earliest opportunity possible.
Starting investments at an earlier stage provides multiple advantages that can shape someone’s financial destiny. When people invest sooner rather than later, they allow their funds greater duration to grow through compounding, which may result in significantly higher earnings.
Moreover, beginning early offers the chance to capitalize on market ups and downs and bounce back from potential losses, thereby lowering total risk. This approach also fosters consistent saving practices and fiscal discipline, establishing a solid base for accumulating wealth over time.
Eager to begin your investment journey? Discover more about Sun Life Investment Management and Trust Corp.’s offerings by paying them a visit.
www.sunlife.co/SLIMTC
by admin | Apr 22, 2024 | investing, money, money management, personal finance, personal finance education
Dear Nicole, my beloved daughter,
It seems like just yesterday when we were celebrating your first day of school. Before you know it, a year will have passed, and you’ll be graduating from university. While I trust that you’ll secure an excellent job with a generous salary, this alone won’t ensure financial independence.
Many people of my age in the Philippines make more money than I do, yet they cannot afford to leave their jobs; otherwise, they’d have to drastically reduce their standard of living.
Unfortunately, when they finally recognize the necessity of taking action to better their finances, time has slipped away from them, complicating their journey towards achieving financial freedom.
Absolutely, time stands as one of our most valuable assets when aiming for our financial objectives. It’s crucial not to overlook the impact of compound interest. A modest sum like PHP 1,000 increasing annually at a rate of 5% can accumulate significantly over the years. This is precisely why, back when you and your sibling were young, I allocated the gifts of cash from your birthdays and Christmases towards stock investments.
Certainly, shares are more risky due to their volatility. Nevertheless, individuals who can keep these assets over an extended timeframe tend to see greater profits.
Given that both you and your sister won’t require the funds anytime shortly, stocks turned out to be the ideal investment option for you.
In the near future, you’ll begin working and earning a consistent salary. While this is positive, keep in mind that having a reliable source of income might entice you to purchase luxurious items that once seemed like far-off dreams during your youth.
Additionally, once you’re living independently and establishing your own household, you’ll face an increased number of expenses to cover. This makes it challenging to begin setting aside money and making investments. That’s why numerous Filipinos who earn high incomes often lack sufficient savings and investment funds and find themselves unable to retire comfortably as they age.
My suggestion for you as you begin your work journey is to make saving and investing a priority.
When you secure employment, the initial step you should take is to establish two additional bank accounts besides your salary account.
Your initial bank account should be designated for covering monthly expenditures such as groceries, fuel, prepaid credits, rental fees, and essential needs. This ensures that you consistently have enough funds set aside to cover these costs promptly, thus reducing reliance on using your credit card when facing financial obligations.
The second account is designated for your savings and investments. At first, set aside 10 percent of your income for this purpose.
I recommend boosting the sum you allocate each time you receive a salary increment. Actually, I’m aware of individuals who dedicate up to half of their earnings towards investment purposes.
Once you’ve deposited funds into your two bank accounts, you can use whatever remains in your payroll account to purchase the items you desire: new clothing, footwear, or perhaps take that dream vacation!
To maintain discipline, ensure that the fund transfer process is automated. If you have to handle transfers manually, you may be inclined to postpone setting aside money for your savings and investments. Doing so would rob you since it reduces the impact of compound growth.
In addition to streamlining the fund transfer process, consider automating your investments as well. Numerous banks, stockbrokers, and fund managers currently enable you to regularly purchase stocks, mutual funds, or unit investment trust funds automatically. If you’re unsure about which investment option to choose, I recommend beginning with equity index funds. Given that you’re still relatively young, you have more capacity to handle the ups and downs of the stock market. Furthermore, equity index funds come with built-in diversification because they include shares of all companies listed in the Philippine Stock Exchange Index.
In conclusion, embrace simplicity in life. I understand that focusing on covering your costs and setting aside money for savings and investments means you’ll have less available to spend on items you desire.
You could feel envious of your buddies who boast better stuff, dine at upscale eateries, and embark on costly excursions outside their town. Keep in mind that your true value surpasses both the possessions you possess and the impressive adventures you share online.
Your dad and I may not have lots of fancy stuff and lead quite mundane lives, yet folks look up to us due to our knowledge, strong work ethic, and the way we assist and regard them with respect.
Moreover, your savings and investments will ultimately yield rewards, enabling you to purchase and experience what you desire, as we’ve witnessed together. The most enjoyable aspect of this journey is that once it occurs, you’ll be able to opt for work that genuinely brings you joy, regardless of whether it offers the largest paycheck.
By that time, many individuals who appeared to lead an ideal existence during their youth may find themselves unable to replicate it. To me, having the option to select your own lifestyle is among the most significant advantages of achieving financial freedom. This is what I aspire for you; therefore, I hope you too can attain financial independence.
Love, Mommy INQ
