oleh admin | Mar 23, 2025 | banking, business, economics, money, news
Lifehack My ID
,
Jakarta
–
Bank Mandiri
melaporkan pihaknya telah menyalurkan
Kredit Usaha Rakyat
(TF) senilai Rp 9,01 triliun telah disalurkan ke lebih dari 77.500 pengusaha di seluruh Indonesia. Informasi mengenai penyaluran TF ini mencatat data hingga akhir Februari 2025.
Senior Vice President Micro Development & Agent Banking Bank Mandiri Muhamad Gumilang menyatakan pencapaian itu setara dengan 23,39 persen dari target penyaluran KUR tahun 2025 yang ditetapkan sebesar Rp 38,5 triliun.
“Inisiatif ini menunjukkan kolaborasi antara Badan Usaha Milik Negara dengan Usaha Mikro Kecil Menengah untuk mengembangkan perekonomian nasional yang mandiri serta lestari. Kami percaya bahwa dukungan terhadap akses ke pendanaan bagi para pebisnis akan sangat penting dalam membentuk lapangan kerja baru dan merangsang pertumbuhan ekonomi yang adil,” jelasnya saat memberikan klarifikasi resmi pada hari Minggu, 23 Maret 2025.
Sebagian besar KUR yang disalurkan Bank Mandiri masih didominasi oleh sektor produksi dengan porsi 59,49 persen atau sebesar Rp 5,36 triliun. Dari jumlah tersebut, sektor pertanian sebagai tulang punggung ketahanan pangan nasional mendapatkan porsi terbesar dengan penyaluran Rp 2,64 triliun atau 29,31 persen. Sektor jasa produksi menyerap Rp 1,90 triliun (25,11 persen), industri pengolahan Rp 694 miliar (7,71 persen), dan sektor perikanan Rp 117 miliar (1,31 persen).
Agar dapat lebih cepat dalam memberikan KUR, Bank Mandiri menerapkan model ekosistem terbuka yang bersifat inklusif serta fokus pada pengembangan industri Unggulan Lokal di seluruh wilayah. Mereka menggunakan strategi siklus tertutup lewat kerjasama antara usaha dan kemitraan dengan pelanggan ritel untuk meningkatkan efisiensi rantai suplai dan membantu UMKM mendapatkan akses ke pangsa pasar yang lebih luas.
Di luar pembiayaan, Bank Mandiri juga menggerakkan digitalisasi UMKM dengan menggunakan aplikasi Livin’ Merchant. Pada bulan Februari tahun 2025, total para pedagang yang terdaftar di Livin’ Merchant sudah menembus angka 230.478, naik sebesar 230,49% dibanding periode setahun sebelumnya. Fungsinya adalah menjadi sistem penjualan titik layanan (point of sale/POS), sehingga membantu UMKM untuk melakukan transaksi secara daring serta bisa menerima bayaran lewat kode QRIS baik itu dari akun bank ataupun dompet elektronik.
Sebagai komponen dari rencana inklusif finansial, Gumilang menyebutkan bahwa Bank Mandiri mengeraskan usaha untuk meningkatkan kemudahan dalam mendapatkan dana dengan cara program rujukan serta pelatihan tentang jasa perbankan yang mencakup aktivitas Mandiri Agen. Melalui metode tersebut, Usaha Mikro Kecil Menengah (UMKM) pada area pelosok masih bisa meraih pelayanan bank dengan lebih gampang dan hemat biaya.
“Kami yakin bahwa dengan dukungan terus-menerus beserta kerjasama yang dekat bersama pemerintah dan sejumlah stakeholder lainnya, KUR dapat dialirkan dengan akurat dan menciptakan pengaruh positif pada ekonomi. Kami meyakini jika UMKM yang tangguh bakal memiliki kontribusi besar untuk meraih kedaulatan pangan serta meningkatkan kesejahteraan rakyat,” ungkap Gumilang.
Pemimpin BGN Jelaskan Mengapa PSSI Kesulitan Memenangkan Pertandingan: Bermain Selama 90 Menit Sangat Melelahkan karena Stamina Mereka Kurang Baik
oleh admin | Mar 23, 2025 | business, economics, investing business news, investing company news, money
Tip Cerdas Mengelola Akun My.ID.CO.ID – JAKARTA
Konglomerat Prajogo Pangestu mengalami penurunan kekayaan secara signifikan bersamaan dengan penyusutan Indeks Harga Saham Gabungan (IHSG) baru-baru ini.
Pembuat grup bisnis Barito ini harus meninggalkan statusnya sebagai orang terkaya di Indonesia usai nilai saham perusahaannya yang terdaftar di Bursa Efek Indonesia (BEI) merosot drastis.
Prajugo kini berada di urutan keempat sebagai salah satu orang terkaya di Indonesia, menggantikan posisinya yang sebelumnya memuncaki daftar selama lebih dari 12 bulan.
Keberuntungan Prajogo Pangestu Meningkat, Lihat Daftar 10 Orang Tertinggi Kekayaannya di Indonesia akhir Minggu ini
Di bulan November 2023, nilai asetnya meroket hingga US$ 38,7 miliar, yang membuatnya menjadi orang terkaya di Indonesia untuk kali pertamanya.
Berdasarkan data
Forbes Real Time Billionaires
pada hari Jumat (21/3/2025), ketika bursa saham ditutup, kekayaan Prajogo naik sebesar 9,14% menjadi US$ 17,7 miliar.
Selama tiga sesi bursa kerja terakhir, total asetnya bergerak naik dari titik terendah sebesar US$ 14,6 miliar yang dicatatkan saat dagang Selasa (18/3/2025).
Walau sudah meningkat, kekayaan aset Prajogo belum cukup untuk menyingkirkan kedua tycoon dari Grup Djarum, yakni saudara Hartono, serta pemilik bisnis batubara Low Tuck Kwong, dari peringkat mereka yang tinggi.
Di penghujung minggu ini, Presiden Direktur PT Bayan Resources Tbk (
BYAN
), Low Tuck Kwong masih menempati posisi tertinggi sebagai orang terkaya di Indonesia dengan kekayaan bersih senilai US$ 27,3 miliar.
Konglomerat Prajogo Pangestu Lagi Beli 1,77 Juta Lembar Saham BREN
Pada urutan kedua dan ketiga secara beruntun terdapat nama Robert Budi Hartono yang memiliki kekayaan sebesar US$ 19,9 miliar, disusul oleh Michael Hartono dengan jumlah kekayaan mencapai US$ 19,1 miliar.
Keberkahan mereka berkurang sebanyak 4,5% dibandingkan dengan hari sebelumnya, utamanya disebabkan oleh penurunan nilai saham PT Bank Central Asia Tbk (
BBCA
) senilai 5,67% berubah menjadi Rp 7.900 per saham pada hari Jumat.
Sementara itu, posisi kelima ditempati oleh pendiri dan ketua Indorama Corporation, Sri Prakash Lohia, dengan kekayaan bersih sebesar US$ 8,5 miliar.
Berikutnya, posisi keenam dimiliki oleh pendiri serta CEO dari DCI Indonesia, Otto Sugiri, yang memiliki kekayaan sebesar US$ 6,8 miliar, disusul oleh founder grup usaha Mayapada, Tahir, berada di urutan ketujuh dengan total aset senilai US$ 4,9 miliar.
Prajogo Pangestu Kembali Membeli Saham Barito Renewable Energy (BREN)
Posisi delapan sampai sepuluh diisi berturut-turut oleh pemilik saham minoritas BYAN, Dwi Kam, yang memiliki kekayaan sebesar US$ 4,8 miliar; pendiri dan ketua komisaris DCI Indonesia, Marina Budiman, juga dengan kekayaan US$ 4,8 miliar; serta pencipta dan kepala CT Corp, Chairul Tanjung, dengan aset senilai US$ 4,2 miliar.
oleh admin | Mar 13, 2025 | business, commerce, money, news, singapore
With Chinese tourists returning to Southeast Asia, WeChat Pay has formed an alliance with Singapore’s premier resort island.
Tencent Holdings
‘Weixin Pay, a prominent digital payments service in China, is extending its reach into Southeast Asia to leverage the increase in mainland travelers following Covid-19. The firm aims to broaden its horizons due to the underwhelming performance within its home market.’
“In recent years, we’ve gathered substantial input from Southeast Asian merchants who expressed their desire for assistance in attracting more Chinese travelers. This led us to prioritize ensuring these local businesses receive improved support,” stated Etienne Ng, the regional director for Southeast Asia at Weixin Pay, during an interview earlier this week.
WeChat Pay and Alipay, the leading mobile payment service providers in China, serve millions of domestic users. While traveling internationally, many people opt for these well-known payment applications. The Tencent-managed platform is branded as WeChat Pay for international customers.
Are you curious about the most significant issues and global trends? Find out here.
SCMP Knowledge
Our latest platform features handpicked content including explainers, FAQs, analyses, and infographics, all provided by our esteemed team of experts.
Alipay already caters to Chinese travelers in places such as Singapore and Malaysia. It operates under Ant Group, a financial technology subsidiary of Alibaba Group Holding, the owner of this publication. WeChat Pay, which arrived in Singapore in 2018, now encompasses more than 100,000 local businesses within its network, ranging from the Lau Pa Sat food court to bike-sharing company Anywheel.
Weixin Pay, linked to the domestic version of Tencent’s super app
WeChat
On Tuesday, they declared a strategic collaboration with Singapore’s Sentosa Development Corporation and CapitaLand Group. This alliance seeks to incorporate various services from the bustling tourist destination onto WeChat’s local platform, catering to the increasing influx of Chinese visitors.
Singapore saw an influx of Chinese travelers in 2024, with the city-state hosting 3.08 million visitors from China, marking a 130 percent rise compared to the prior year, as reported by the Singapore Tourism Board. Despite this surge, visitor numbers remain lower than pre-pandemic figures, indicating room for additional expansion moving forward.
In collaboration with Sentosa Development Corporation, they launched the Weixin mini-program called “Sentosa Discovery Guide.” This tool was specifically created to improve the visitation experience for Chinese tourists through a Mandarin-supported platform. According to Ng, this initiative helps tackle significant staffing issues related to the lack of employees who can speak Chinese.
Launched officially on Tuesday, this mini-program offers functionalities including AI-driven trip planning, live tour guiding, and same-day ticket reservations for top destinations such as Universal Studios Singapore. Tourists can use their yuan through WeChat Pay for transactions, thus avoiding the hassle of exchanging currencies.
One of Singapore’s biggest property firms, CapitaLand, provides special tourism benefits through their mini-program.
“The agreement represents a positive beginning as it demonstrates the dedication and enthusiasm from our partners and merchants across Southeast Asia,” according to Ng.
This partnership underscores Weixin Pay’s continuing strategy shift towards catering primarily to Chinese travelers instead of local users in Southeast Asia. Back in August, Tencent discontinued WeChat Pay Malaysia, its six-year-old e-wallet service aimed at domestic customers, announcing that it will concentrate on “cross-border transactions denominated in renminbi.”
According to the Singapore Tourism Board, Alipay experienced a 56 percent rise in expenditures made by Chinese travelers in Singapore over the recent Lunar New Year season compared to the previous year. Meanwhile, WeChat Pay noted that Singapore, Malaysia, and Thailand were among the top five overseas locations frequented by its users during the festive period.
“The information is highly significant as it serves as proof of the groundwork we’ve established in this area during the past several years,” Ng stated.
More Articles from SCMP
Rulings demonstrate the autonomy and fairness of Hong Kong’s judiciary.
US House Republicans plan to propose legislation aimed at preventing Chinese citizens from obtaining student or research visas.
Even with trade tensions, China and the US maintain communication channels on ‘matters of mutual interest.’
A senior official from the Chinese port city of Tianjin has been put under investigation as part of a corruption inquiry.
The article initially appeared on the South ChinaMorning Post (www.scmp.com), which is the premier source for news coverage of China andAsia.
Copyright © 2025. South China Morning Post Publishers Ltd. All rights reserved.
oleh admin | Mar 8, 2025 | cars, cost of living, economics, money, personal finance
The cost of purchasing a new vehicle is rising steadily.
Actually, an unprecedented number of new car purchasers—almost one out of every five—are making payments of $1,000 or higher.
according to Edmunds
For a family with an average U.S. income of $80,610, a monthly car payment of $1,000 would consume 15% of their pretax earnings, not including expenses like insurance, fuel, or upkeep.
It isn’t helpful that the typical cost of a new car is
nearly $50,000
And prices might soar even further. With the
impending threat of 25% duties
On vehicles and parts coming from Mexico and Canada, the price of a new car might go up by as high as 12%, which equates to approximately $5,790.
according to one estimate
.
As prices hover around record levels and possible tariffs loom, purchasing a brand-new vehicle has become costlier than ever before. However, elements within your sphere of influence such as your credit score, loan conditions, and down payment amount can significantly affect your monthly expenses too. Below is some guidance on making a new automobile align with your financial limits.
Begin by examining your credit score.
The amount you pay each month for your car usually depends primarily on one crucial element: your credit score.
Although you cannot change the price of cars, you have control over your credit score, which significantly impacts how much you will end up paying for a loan as lenders rely on this score to set your interest rates. A poor versus a strong credit history could cost you several thousand dollars more in financing fees.
Suppose you’re paying for a brand-new car through finance.
average price of $48,641
With a 15% initial payment and a standard 60-month financing period, your monthly installments might vary between $824 and $1,037, based on various factors.
FICO credit score
.
Below is an overview of how different credit scores impact monthly installments and interest rates, as per the aforementioned loan conditions, according to FICO:
-
720-850:
$824 (7.25% APR)
-
690-719:
$847 (8.45% APR)
-
660-689:
$883 (10.22% APR)
-
620-659:
$927 (12.33% APR)
-
590-619:
$1,019 (16.62% APR)
-
500-589:
$1,037 (17.43% APR)
Throughout the duration of the loan, an individual with excellent credit might end up paying $8,071 in interest, whereas someone with poor credit could be charged as much as $20,886—resulting in a staggering difference of almost $13,000.
You might frequently reduce your monthly installments by lengthening the repayment period; however, keep in mind this would result in higher total interest paid throughout the duration of the loan. Alternatively, if you possess sufficient savings, making a bigger initial payment could decrease your monthly obligations as well.
Methods to Reduce Lending Expenses
Boosting your credit score prior to taking out a loan can decrease your interest rate and help you save possibly thousands of dollars throughout the duration of the loan.
To achieve this, begin by ensuring that you consistently make your debt payments on schedule, as the payment history comprises
35% of your total credit score
.
Additional methods to enhance your credit score encompass:
-
Using only a minimal portion of your accessible credit — this is referred to as your
credit utilization ratio
-
Steer clear of fresh credit checks when you’re about to apply for a loan.
-
Reviewing your credit report for mistakes
disputing inaccuracies
Purchasing a pre-owned vehicle is
an additional method to lower expenses
Used cars often boast cheaper upfront prices along with generally having reduced insurance expenses and slower depreciation rates.
How to calculate your estimated monthly car loan expenses
Before finalizing a buy, it’s wise to get an estimate of your potential monthly installments considering the loan conditions and interest rates.
SANGGRALOKA Make It’s loan calculator can assist you in understanding how financing costs accumulate. Just remember that you will have to enter an approximate interest rate manually, which should be based on your credit score as mentioned earlier.
Looking to make some additional income on the side?
Enroll in SANGGRALOKA’s latest online course now
Ways to Begin a Secondary Business
To pick up valuable advice for beginning your journey and mastering techniques for achieving success from leading side hustle professionals, enroll now. Apply the promo code EARLYBIRD to receive a 30% discount off the $97 fee (+ taxes and fees) until April 1, 2025.
Plus,
Sign up for SANGGRALOKA’s newsletter.
To acquire tips and strategies for achieving success at your job, managing finances, and navigating everyday life.
![]()
oleh admin | Des 27, 2024 | celebrities, entertainment, money, news, wealth
From David Copperfield to David Blaine, and Lance Burton to Penn & Teller, here are 7 of the richest magicians and illusionists who dazzle the globe.
They astonish spectators with their incredible illusions, crafting parallel worlds that very few can unravel. Magicians and illusionists consistently challenge boundaries: be it David Blaine putting himself at risk with progressively bold feats, or the iconic duo of Penn & Teller still mystifying crowds nearly four decades since they first appeared, these artists have transformed their skills into profitable ventures.
If you’re a parent worried that your child’s geeky interest might be a misuse of time, keep reading to learn about the substantial wealth accumulated by many renowned magicians today. Some have amassed fortunes so vast that one has even become a billionaire…
7. Hans Klok
Approximate fortune: $25 million U.S.
The Dutch illusionist Hans Klok got a set of magical tools as a gift on his tenth birthday, which quickly led him to perform at various events and participate in contests—often emerging victorious. Known as “the quickest magician globally,” Klok achieved championship titles both nationally and across Europe during his younger years. He later expanded his performances worldwide. Among his standout appearances were the 2006 FIFA World Cup drawing ceremony, an act at Stella McCartney’s 2018 fashion event, and a series of shows in Las Vegas.
Pamela Anderson
as his aide and receiving the esteemed Silver Clown Award in 2014.
Are you curious about the most significant issues and global trends? Find out here.
SCMP Knowledge
Our latest platform offers carefully selected content including explainers, FAQs, analyses, and infographics, all provided by our prestigious team.
6. David Blaine
Approximate fortune value: US$40 million
American magician and illusionist David Blaine rose to fame as an endurance artist, attracting widespread attention with his high-risk stunts like suspending himself in a clear acrylic case over the River Thames in London for 44 days back in 2003. During the ’90s, he began making waves with his performances.
David Blaine: Street Magic
He became well-known for it, but it was acts like being buried alive or encapsulated in ice that truly made him a recognizable figure. Most recently, Blaine has increased his fortune through a residency in Las Vegas and appearances on various TV shows including
Beyond Belief Featuring David Blaine
and the forthcoming
David Blaine: Don’t Try This at Home
.
5. Criss Angel
Approximate fortune value: US$50 million
Illusionist extraordinaire Criss Angel continues to be one of the leading figures in the magical arts, thanks to his successful residency in Las Vegas.
Criss Angel Mindfreak
Enhancing his reputation further, Angel has broadened his influence from literature to consumer products, television programs, and audio broadcasts. Leveraging his bonds with well-known personalities like Donny Osmond and Debbie Gibson, who agree to participate in his performances, he continues to elevate his profile, establishing himself as an essential attraction in Las Vegas.
4. Lance Burton
Approximate fortune value: US$100 million
In 1981, he unveiled his techniques to the global audience on
The Tonight Show Featuring Johnny Carson
In 1982, magician Lance Burton became both the first American and the youngest performer to claim the Grand Prix title from the Federation Internationale des Societes Magiques. Over his three-decade-long career, he reportedly staged over 15,000 performances primarily in Las Vegas and Monte Carlo. Though largely retired today, he still dedicates time to coaching aspiring magicians.
2 and 3. Penn & Teller
Approximate combined wealth: US$400 million
Penn Jillette and Raymond Teller have collaborated for nearly five decades, forging a partnership that has proven both highly lucrative and instrumental in cementing their place in popular culture. Besides headlining their own performances on Broadway, in Las Vegas, and numerous other venues, the duo—whose cumulative fortune is valued at approximately $400 million—have also made appearances in successful television programs including
Friends
and
The Simpsons
Their performance at The Rio in Las Vegas, starting in 2001, has made their residency the longest-running one inSin City.
1. David Copperfield
Approximate fortune value: US$1 billion
The Emmy Awards, Guinness World Records, a star on the Hollywood Walk of Fame, and the prestigious title of Chevalier of Arts and Letters from France — all these accolades underscore why David Copperfield has amassed significant wealth. As an accomplished American illusionist who began captivating audiences on television and stages during his teenage years, Copperfield is famous for grand spectacles like making the Statue of Liberty vanish and strolling through the Great Wall of China. Even today, he maintains an active presence in live performances, notably with his ongoing shows in Las Vegas.
David Copperfield: A Cozy Night of Great Magic
, operating continuously since 2003 with performances five days a week. Additionally, the celebrity owns an archipelago comprising 11 islands in the Bahamas, which can be rented privately; however, such luxury likely requires resources akin to those of Copperfield.
More Articles from SCMP
A Chinese company has introduced the globe’s premier robotic dog designed for riding, intended for exploring various terrains.
China cautions ‘risky’ U.S. activities are heightening chances for a space weapons competition.
China’s CATL aims for a Hong Kong IPO to bolster its global lead in EV batteries.
China deploys deep-sea icebreaker to advance research efforts and enhance its presence in the Arctic.
The article initially appeared on the South China Morning Post (www.scmp.com), which is the premier source for news coverage of China and Asia.
Copyright © 2024. South ChinaMorning Post Publishers Ltd. All rights reserved.
oleh admin | Nov 16, 2024 | money, money management, personal finance, personal finance saving spending, saving money
Saving money frequently feels overwhelming for numerous individuals, with various factors contributing to this challenge depending on personal situations. Nonetheless, the process of saving depends less on our current state and more on our readiness to value our fiscal health.
The adage says, “Where there’s a will, there’s a way.” With the proper attitude and straightforward techniques, everyone can find saving both simpler and more pleasurable. Below are several useful suggestions I follow to streamline my savings routine and transform it into an enriching custom.
Why does so much of us consider saving cash quite challenging? Given the varied contexts each one of us faces, it’s tricky to pinpoint an exact reason. However, I reckon that savings reveal more about our determination rather than our conditions. The saying “Where there’s a will, there’s a way” captures this sentiment well. Below are some straightforward strategies I apply to simplify and ease my saving process.
1. Cultivate gratitude. What amount of wealth suffices? Would one million suffice? Perhaps even a hundred million? Maybe a staggering billion? Here’s the catch: none of these sums would ever truly satisfy unless we learn how to embrace thankfulness. Without gratitude, excuses to avoid saving will continually arise. Gratitude absent means constant spending to ensure we appear superior compared to others. If ungrateful, envy over neighbors’ possessions perpetually leaves us feeling inadequate. Practicing appreciation enables contentment irrespective of circumstances—no desire left to impress. Dedicate time daily to reflect upon merely two or three items you’re thankful for; they could range from enjoying quality conversations with family members to savoring your morning brew. Center focus on current blessings alongside ambitions for future desires.
2. Return to basics (the piggy bank method). No matter where I am—at work or at home—I always have a small savings box on my desk as a reminder to save money. This simple practice was one of the first lessons we learned growing up. Each day without fail, I ensure that I contribute something to this box, irrespective of how much it might be. Some days, all I can manage is putting in ₱1, whereas other times, I may add ₱100. What matters most to me isn’t so much the quantity but rather making sure I consistently set aside an amount every single day. Over time, once regular saving becomes second nature, you’ll naturally find yourself wanting to save even larger amounts.
3. Simplify savings. Opt for an online method over visiting the bank if it feels simpler for transferring funds. Should you find saving cumbersome, avoid complicating things further with unnecessary steps. Identify a way to effortlessly put money aside yet face obstacles when attempting withdrawals.
4. Save alongside a friend (or join a support group). Often tasks feel easier when shared rather than tackled individually. Locate someone trustworthy whom you can rely on to offer encouragement when they notice signs of relapsing into past behaviors related to overspending or lack of savings. Grant them the liberty to speak candidly with you about these matters and reinforce your motivations for saving as well as their role in supporting you. Similarly, contribute towards achieving each other’s objectives. Thus forming a mutual supportive relationship where both parties benefit equally.
5. Set your sights on a larger objective (something beyond mere wealth). This target isn’t merely about accumulating 1 million or even reaching up to 100 million. Instead, aim for owning a home valued at around 1 million, or perhaps achieving financial freedom so you can enjoy the kind of life you desire without worrying financially—a level of comfort often requiring an accumulation close to 100 million. The pursuit shouldn’t end once you’ve reached a certain monetary threshold; instead, it should extend towards goals imbued with deeper significance. Saving tends to be challenging since people usually lack clarity regarding their ultimate savings targets. However, when these objectives transcend simple numerical values, saving transforms into a much more fulfilling endeavor.
Setting aside funds doesn’t necessarily feel like climbing a steep hill. With a thankful attitude, revisiting fundamental strategies such as using a piggy bank, and establishing helpful routines for yourself, you can turn savings into a simpler and more fulfilling task.
Setting significant objectives that extend further than merely amassing riches can offer the drive required to maintain your saving practices. Keep in mind, even small contributions accumulate over time, and the self-control you build presently will lead to a safer economic tomorrow. Begin applying these suggestions right away, and observe how your savings expand, drawing you nearer to achieving your monetary aspirations.
Jeremy Jessley Tan is a certified financial planner with RFP Philippines. For additional information on financial planning, join the 109th Registered Financial Planner Program scheduled for January 2025, and send an inquiry to info@rfp.ph.
Page 8 of 9« First«...56789»
